Employer’s Liability insurance

GET A QUOTE

Employer’s Liability insurance

GET A QUOTE >

i need Employer’s Liability insurance

Pay other contractors or freelancers to work for you? Then employ a bit of strategic thinking and make sure you have Employers’ Liability insurance. It’s not just sensible, it’s also a legal requirement that can cover their damages and legal defence costs if they’re injured while working for you. Even a small injury when they’re making a brew could lead to a claim that causes steam to come out of your ears. And you could get cover for less than the cost of a posh latte once a fortnight. Think of that next time you put the kettle on. Get a quick quote now to put your mind at rest.

i want to know more…

Employer’s Liability insurance covers the people you employ, and can also protect you from any workplace injury claims they may make.

Not only can it provide cover for compensation payments for employees injured during the course of their employment if you’re negligent, but also for defence costs when it’s felt your company was not at fault.

With premiums starting from £40 per year, and with interest-free payments all the cover you need could be yours for less than £1 a week.

GET A QUOTE >

Employers’ Liability. In detail:

If you’re a freelancer or contractor who employs someone to carry out work on their behalf, or if you’re an employee of a limited company, there’s a statutory legal requirement to take out Employers’ Liability insurance.

Most freelancers or contractors who enter into a contract for service with a customer have a substitute clause contained within their contract. If there’s any chance of an employee being recruited to perform substitute work, then it makes sense to have the necessary cover in place to protect yourself. That’s because companies that operate without cover are not only breaking the law, but can also face eye-watering fines.

There are a few exemptions. If you are a company employing only their owner where that employee also owns 50% or more of the company’s issued share capital, for example.

Premiums start from a little under £40 with cover provided by AXA Insurance UK plc. So not only can you get the peace of mind that you’re covered, but also the reassurance that your policy is with one of the UK’s largest insurers with an excellent reputation for customer service and dealing with claims fast.

GET A QUOTE >

Quote in
90 seconds

Cover in
5 minutes

Interest-free
instalments

From £5.13
Per Month

Quote in 90 seconds

Cover in 5 minutes

Interest-free instalments

From £5.13 Per Month

Latest News

What level of professional indemnity insurance do I need?

What level of professional indemnity insurance do I need?

Professional indemnity insurance can protect your business against a financial claim made against you by a client who believes they have suffered a loss due to poor service or bad advice. It can even cover the cost of your legal defense when you are accused of a...

read more
What does professional indemnity insurance cover?

What does professional indemnity insurance cover?

Professional indemnity insurance (PI), or professional liability insurance as it sometimes referred to, can cover you against a client making a financial claim against your work. PI can pay your legal costs and any compensation payments that may be due if a client...

read more
Why is professional indemnity insurance important?

Why is professional indemnity insurance important?

Professional indemnity insurance can protect your business, and when your business is not only your baby but your livelihood, it makes sense to do just that. Professional Indemnity Insurance (PI) – or Professional Liability insurance as it is sometimes known can cover...

read more

Latest News

What level of professional indemnity insurance do I need?

What level of professional indemnity insurance do I need?

Professional indemnity insurance can protect your business against a financial claim made against you by a client who believes they have suffered a loss due to poor service or bad advice. It can even cover the cost of your legal defense when you are accused of a...

read more

© Copyright 2019 ipro, a trading style of Bridge-IPro Ltd, an appointed representative of Bridge Insurance Brokers Ltd authorised and regulated by the Financial Conduct Authority.