i am an IT contractor
i am an IT contractor
You’re an IT consultant, so you’re more than aware of the consequences of making even the tiniest error. One line of the wrong code can mean at best, things don’t work. And at worst, they’ll function just fine…until those glitches turn round and bite.
Most IT mistakes will be spotted at testing and sorted out before damage is done. However, whether it’s a call-centre crash or an e-commerce site giving unauthorised discounts, some can slip through and pop up to cause problems later down the line.
Covering yourself couldn’t be easier
Professional Indemnity Insurance is a smart move for IT consultants who don’t want to worry about these type of errors at work leading to costly court action.
It can cover legal costs, plus any damages awarded against you, up to your chosen limit, with premiums starting from just over £5 a month. And because it’s with ipro, it can also cover any claims that may be made for work you did before you took out the policy, whether you had insurance or not.
Even better, you can get it sorted now in under five minutes, then forget it. Cool, eh?
What insurance do I need?
We think Professional Indemnity Insurance is a must-have for IT contractors, as it can cover any work you do or advice you give. If a client (or a third party, such as one of their customers) claims that they’ve suffered a financial loss because of something you’ve done, they could take legal action to get compensation.
For 100% peace of mind, why not consider adding the following: –
Here’s what we would suggest creative and media freelancers also pop in their portfolio of protection:
- Public Liability Insurance which covers injury or property damage suffered by your clients or customers
- Business Equipment Insurance to protect the tools of your trade – laptops, tablets and other tech –while you’re on the move
- Employers’ Liability Insurance protects you if employees are injured at work and is also a legal requirement
- Management Liability Insurance gives you a helping hand as a limited company and includes cover from the dreaded IR35 Tax Investigations
Cover provided by AXA Insurance plc.
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