Professional Indemnity Insurance

The entire chosen limit is yours

Choose from as little as 100k, all the way up to £5m.

Professional Indemnity Insurance

As little as a coffee per month

Insurance premiums start from just under £70 per year.

Cover provided by Markel

One of the Uk’s largest insurers, great customer service.

Who are we?

We are an insurance broker based in both Manchester and London, with a team who has nearly 150 years’ worth of combined experience. So, we know a thing or two about insurance for freelancers, contractors and self-employed professionals.

With all of that knowledge and experience behind us, we know all about ‘insurancey’ words like ‘professional indemnity’ and ‘management liability’ – so you can rest assured that you, and your business is in good hands.

The products that we offer here at ipro are underwritten by Markel, one of the largest insurers in the word, who have been insuring people like you since 1816.

Committed to the highest standards, we’re authorised and regulated by the Financial Conduct Authority; Firm Reference Number 308815.

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Great value. Awesome service. No worries

Being your own boss can be the best job on the planet. But when you’re self-employed and things go wrong, it can seem as though it’s you against the world.

That’s why it’s important to make sure you have the right team behind you if problems occur.

At ipro, we’re more than capable of giving you that level of reassurance.

Our highly experienced team have been around the block a time, or two and therefore understand what makes freelancers, contractors and self-employed professionals tick. And more importantly, the kind of risks they can fall foul of in their lines of work.

All of our policies are provided by Markel, a household name, and one of the biggest insurance companies in the world. All of which means we make a very good choice when it comes to great cover and service you can rely on.

The benefits of ipro

  • Friendly UK-based team
  • Insurance provided by Markel
  • Previous work can be covered – even if you weren’t insured
  • Convenient interest-free payments available
  • Fast quote online in as little as 90 seconds
  • Full cover in less than five minutes
  • A choice of different covers and limits
  • Management Liability Package giving you unlimited access to legal advice

What insurance does ipro offer?

Insurance from ipro allows freelancers, contractors and self-employed professionals to create their own tailor-made package with a choice of insurance options.

Employer’s Liability insurance

If you employ anyone then employer’s liability insurance is a legal requirement. It can protect you and your employees by providing cover for both legal defence costs and compensation payments. Believe us when we tell you Employers Liability claims can run up to some seriously scary numbers. Why give yourself something else to worry about? Get covered today.

Business Equipment insurance

Every freelancer and contractor uses kit like laptops, phones, tablets and cameras to work. Add Business Equipment insurance to make sure that if something happened to your kit, you can replace all your tech and get back in business fast.

Management Liability insurance

With great leadership, comes great responsibility. If you are a director of a company then you have a personal liability for your actions. Scary stuff eh? But don’t worry; you can buy Management Liability insurance. Management Liability insurance can pay for legal defence costs as well as monetary awards, including for both HSE and IR35 investigations. We offer £100K of cover, and best of all you get access to unlimited 24/7 legal advice, all for the cost of about 15 minutes with a city lawyer.

Professional Indemnity insurance

Professional Indemnity insurance can take the weight off your shoulders by protecting you against legal defence costs and compensation payments for errors you make, or are accused of making, at work. Choose from £100K – £5m of cover, which includes what is known in the insurance game as ‘full retroactive cover i.e. it can cover claims brought against you for work you have done in the past, even if you had no insurance in place. How’s that for peace of mind?

Public Liability insurance

If you cause someone an injury or damage their property in the course of your work then you need Public Liability insurance. Anything from bumps and bruises to serious damage, Public Liability claims can total millions. Here, at ipro, you can choose up to £5m of cover, forget compensation payments and legal fees, and do what you do best.

Health and Safety policy

If you pay anyone else to work for you, or if clients, customers or supplier visit your premises, then the law may require you to have a written Health and Safety policy. We can help you stay legal and safe with a clear, easy-to-use template. And, if that’s not good enough, it’s another handy tool to help prove you are an independent self-employed professional, where the dreaded IR35 is concerned.

Insurance professionals you’re in good company with